It’s What’s On The Inside
It’s what’s on the inside that counts. As the owner of a condominium or townhome, your association’s insurance most likely covers the building, commonly owned property, and liability for the association, but the rest is up to you. Condo insurance protects your personal belongings and any parts of your condo or townhome for which you are personally responsible if your property is stolen or damaged.
How Much Coverage?
To help determine the coverage that’s right for you:
- Fill out a Farm Bureau Home Inventory to determine the value of your personal property.
- Make a list of high-value items like jewelry, cameras and electronics that may require special personal property coverage.
When you meet with your agent, bring your condo owner’s agreement and let him or her help pinpoint your coverage needs.
Air Conditioners, Water Heaters and More
Home systems – furnace, air conditioner, hot water heater and other appliances – tend to break down at the most inconvenient times. Our Residential Equipment Breakdown Coverage can protect you from the high cost of replacing these systems as well as home electronic systems. Your home electronics systems such as stereos, televisions and computers are covered too.